Tipply Pricing Policy

1.  Overview

• The Platform enables content creators ("Creators") to set a sales price for licenses to their Content, which other users ("Buyers") can purchase for personal or commercial use, as specified in the license terms.
• Payments are processed securely through Apple Pay or Google Pay, subject to their respective terms.
• This Pricing Policy applies to all transactions on the Platform in the United States and the Philippines.

2. Revenue Sharing

2.1 Creator Earnings

• Currently, creators receive 50% of the sales price of each license sold for their Content ("Creator Earnings"). This amount might change in the future.
• For example, if a Buyer purchases a license for $10.00, the Creator currently receives $5.00, subject to any applicable taxes or deductions.

2.2 Company Share

• Tipply currently retains 50% of the sales price to cover:
• Payment processing fees charged by Apple Pay or Google Pay.
• Platform operational expenses, such as hosting, maintenance, and customer support.
• Sales and marketing costs.
• Company profit.

The amount retained by Tipply might change in the future.

• For example, if a license is sold for $10.00, the Company currently retains $5.00.

3. Pricing Content

• Creators set the sales price for licenses to their Content within the Platform’s guidelines, which may include minimum and maximum price limits to ensure fairness and market competitiveness.
• Prices must be displayed in U.S. dollars (USD) for U.S. users and Philippine pesos (PHP) for users in the Philippines, with conversion rates applied at the time of the transaction based on rates provided by our payment processors.
• Creators are responsible for ensuring their pricing complies with applicable laws, including consumer protection regulations in the U.S. and the Philippines’ Consumer Act of 1992 (RA No. 7394).

4. Payment Processing

4.1 Payment Methods

• Buyers must use Apple Pay or Google Pay to purchase licenses. All transactions are subject to the terms and conditions of these payment processors.
• Organizers of Family Sharing accounts (where applicable) are responsible for transactions initiated by family members, including minors, as per Apple or Google Pay policies.

4.2 Transaction Fees

• Payment processing fees (charged by Apple Pay or Google Pay) are deducted from the Company’s 50% share of the sales price. This amount might change in the future.
• Buyers may incur additional fees from their financial institution (e.g., currency conversion fees), which are their responsibility and not covered by the Company.

4.3 Payouts to Creators

• Creator Earnings are paid out every 46 days, provided the Creator’s account balance reaches the minimum payout threshold of $10.00 (USD) or ₱500.00 (PHP).
• Payouts are made via bank transfer, PayPal, or another method supported by the Platform, subject to verification of the Creator’s identity and payment details.
• Creators are responsible for any fees associated with receiving payouts (e.g., bank transfer fees), which may be deducted from their earnings.

5. Taxes

• Creators are responsible for reporting and paying any applicable taxes on their Creator Earnings, in accordance with U.S. federal and state tax laws or Philippine tax regulations (e.g., Bureau of Internal Revenue requirements under the Tax Code).
• The Company may collect and remit sales taxes or value-added tax (VAT) on transactions, as required by law in the U.S. or the Philippines (e.g., 12% VAT under Philippine law).
• Buyers are responsible for any taxes or duties applicable to their purchase of licenses, which may be included in the sales price or charged separately, depending on jurisdiction.

6. Refunds and Disputes

• Refunds are handled on a case-by-case basis, in accordance with our Terms and Conditions and the policies of Apple Pay or Google Pay.
• If a refund is issued, the Creator’s Earnings for that transaction will be deducted from their account balance or future payouts.
• The Company may suspend or reverse payments if fraud, abuse, or unauthorized activity (e.g., uploading prohibited Content) is detected.
• Disputes regarding transactions should be reported to us at admin@Tipply.com. In the Philippines, users may also file complaints with the Department of Trade and Industry (DTI) for consumer protection issues.

7. Compliance with Laws

• United States: Pricing and payment practices comply with federal and state consumer protection laws, including the Federal Trade Commission’s guidelines on transparent pricing and California’s Automatic Renewal Law for recurring charges (if applicable).
• Philippines: We adhere to the Consumer Act of 1992 (RA No. 7394) and the Data Privacy Act of 2012 (RA No. 10173) for transparent pricing and secure handling of payment data.
• Creators and Buyers must ensure their pricing and transactions comply with local tax and consumer laws in their jurisdiction.

8. Changes to This Pricing Policy

• We may update this Pricing Policy to reflect changes in our practices, payment processor terms, or legal requirements. We will notify you of material changes via email or Platform notification.
• Continued use of the Platform after changes constitutes acceptance of the updated Pricing Policy.

10. Contact Us

• For questions, disputes, or assistance with pricing or payments, contact us at admin@Tipply.com or Tipply, 77 Woodland Dr., Barre, Vermont 05641.
• In the Philippines, you may also contact the Department of Trade and Industry (www.dti.gov.ph) for consumer-related concerns or the National Privacy Commission (www.privacy.gov.ph) for data privacy issues.

Thank you for using Tipply. We are committed to fair and transparent pricing for all users.