Tipply Privacy Policy

1. Scope and Eligibility This Privacy Policy applies to all users, including content creators, buyers, and visitors, in the United States and the Philippines. Users must be at least 13 years old to use the Platform, as required by COPPA and Philippine law. Users under 18 (or the age of majority in their jurisdiction) require parental or guardian consent for data collection and processing.
2. Information We Collect We collect the following types of information:

2.1   Information You Provide

• Account Information: When you create an account, we collect your name, email address, age, and, where required (e.g., Philippines’ SIM Registration Act, RA No. 11934), a phone number.
• Content: Images, videos, and associated metadata (e.g., captions, tags) you upload to the Platform.
• Payment Information: Payment details are processed by Apple Pay or Google Pay, and we do not store your credit card or bank account information. We may collect transaction details, such as purchase amounts and dates, to facilitate licensing.
• Communications: Information you provide when contacting us, such as feedback, support requests, or reports of violations.
• Parental Consent: For users aged 13–17, we collect verifiable parental consent (e.g., email, signed form, or payment verification) as required by COPPA and state laws (e.g., Florida HB 3).

2.2   Information Collected Automatically

• Usage Data: We collect data about your interactions with the Platform, such as pages visited, features used, and time spent, to improve our services.
• Device Information: We collect device type, operating system, IP address, browser type, and unique device identifiers to ensure security and functionality.
• Cookies and Tracking Technologies: We use cookies and similar technologies to track user activity, personalize content, and analyze trends. You can manage cookie preferences through your browser settings.
• Geolocation Data: If you enable location services, we may collect approximate location data to comply with regional laws or provide location-based features.

2.3   Information from Third Parties

• We may receive information from Apple Pay or Google Pay to verify transactions or resolve disputes.
• If you log in via a third-party service (e.g., Google or Apple), we may receive limited profile information, such as your name or email, subject to their privacy policies.

3.  How We Use Your Information

We use your information to:

• Provide and improve the Platform, including hosting and displaying your Content.
• Facilitate licensing transactions and process payments via Apple Pay or Google Pay.
• Verify user age and obtain parental consent for users under 18.
• Personalize your experience, such as recommending Content or limiting features for younger users (e.g., disabling infinite scroll per Utah and Arkansas laws).
• Ensure compliance with U.S. and Philippine laws, including COPPA, CCPA, and the Data Privacy Act of 2012.
• Respond to your inquiries, complaints, or reports of violations.
• Detect and prevent fraud, abuse, or illegal activities, such as unauthorized Content uploads.
• Analyze usage trends to enhance Platform functionality and user experience.

4.  How We Share Your Information

We may share your information as follows:

• With Other Users: Your uploaded Content and public profile information (e.g., username, profile picture) are visible to other users as part of the Platform’s functionality.
• Service Providers: We share data with third-party vendors (e.g., hosting services, analytics providers) who assist in operating the Platform, subject to strict confidentiality agreements.
• Payment Processors: Transaction details are shared with Apple Pay or Google Pay to process payments.
• Legal Compliance: We may disclose information to comply with legal obligations, such as court orders, subpoenas, or requests from the U.S. Federal Trade Commission or the Philippines’ National Privacy Commission (NPC).
• Safety and Security: We may share information to protect the safety, rights, or property of users or the Company, including reporting violations to authorities (e.g., Philippine National Police Cybercrime Division for cybercrime).
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to a successor entity, with notice to you where required.

5. Data Protection for Minors

• Users Under 13: We do not knowingly collect personal information from users under 13 without verifiable parental consent, per COPPA. If we discover such data, we will delete it, except as required to retain for 90 days post-termination for access purposes.
• Users Aged 13–17: We require verifiable parental consent for data processing, which may be obtained via email, a signed form, or payment verification. Parents may revoke consent by contacting us, which may result in account suspension or deletion.
• State-Specific Requirements: In states like Florida (HB 3) and Georgia (SB 351), we implement age verification and restrict certain features (e.g., autoplay) for users under 16 to comply with social media regulations.

6. Your Rights and Choices

6.1 General Rights

• Access and Correction: You may access or correct your account information through your profile settings or by contacting us.
• Deletion: You may request deletion of your personal data, subject to our legal obligations to retain certain information (e.g., transaction records).
• Opt-Out: You can opt out of non-essential cookies or promotional emails by adjusting your settings or unsubscribing.

6.2 CCPA Rights (California Residents)

• Under the California Consumer Privacy Act, California residents have the right to:
  • Know what personal information we collect, use, or disclose.
  • Request deletion of your personal information, subject to exceptions.
  • Opt out of the sale of personal information. Note: We do not sell personal information as defined by the CCPA.
  • Non-discrimination for exercising these rights.
• To exercise these rights, contact us at admin@Tipply.com. We will verify your identity before processing requests.

6.3  Philippines Data Privacy Rights

• Under the Data Privacy Act of 2012, Philippine users have the right to:
  • Access, correct, or object to the processing of your personal data.
  • Request deletion or blocking of data, subject to legal retention requirements.
  • File complaints with the National Privacy Commission (www.privacy.gov.ph).
• Contact us or the NPC for assistance with these rights.

7. Data Security

• We implement reasonable technical and organizational measures to protect your data, such as encryption, access controls, and secure servers.
• However, no system is completely secure. You are responsible for maintaining the confidentiality of your account credentials.
• In the Philippines, we comply with the Data Privacy Act’s security requirements, including breach notification obligations.

8.  Data Retention

• We retain personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law (e.g., 90 days post-account termination for COPPA compliance).
• Content you upload remains on the Platform until you delete it or your account is terminated, subject to licensing agreements with other users.

9. International Data Transfers

• Data from users in the Philippines may be transferred to servers in the United States for processing. We ensure such transfers comply with the Data Privacy Act’s cross-border data transfer requirements, including adequate protection standards.
• U.S. users’ data is primarily processed within the United States but may be transferred to service providers in other jurisdictions, subject to appropriate safeguards.

10. Third-Party Services

• Payments via Apple Pay or Google Pay are subject to their respective privacy policies. We are not responsible for their data practices.
• Links to third-party websites or services are provided for convenience, and their privacy practices are not under our control.

11. Compliance with Laws

• United States: We comply with COPPA, CCPA, and state-specific laws (e.g., Florida HB 3, Utah Social Media Regulation Act) regarding age verification, parental consent, and feature restrictions for minors.
• Philippines: We adhere to the Data Privacy Act of 2012, the Cybercrime Prevention Act of 2012 (RA No. 10175), and other relevant laws to protect user privacy and prevent unauthorized data use.

12. Changes to This Privacy Policy

• We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of material changes via email or Platform notification.
• Continued use of the Platform after changes constitutes acceptance of the updated Privacy Policy.

13. Contact Us

• For questions, requests, or complaints about your privacy, contact us at admin@Tipply.com or Tipply, 77 Woodland Dr., Barre, Vermont 05641.
• In the Philippines, you may also contact the National Privacy Commission at www.privacy.gov.ph or info@privacy.gov.ph for privacy-related concerns.

Thank you for trusting Tipply with your information. We are committed to protecting your privacy and providing a safe, enjoyable experience.